How to Open Your Account
5 Easy Steps to Opening an Account
Several of our Bank On Miami financial institution partners offer no-overdraft/low-cost Bank On certified checking accounts. Click below to visit Join BankOn to explore an account that suits your needs.
Click on Florida on the map that opens up to search for financial institutions that
offer Bank On certified checking accounts in your area.
What should I bring?
You may contact the bank or credit union first, but usually you will need to bring:

Make sure to read the account’s disclosures and terms & conditions. Never sign documents you don’t understand and if you have a question, ask the bank’s representative.
Open your account and start saving money!
BANK ON NATIONAL ACCOUNT STANDARDS
Open your account and start saving money!
$25 or less
Monthly Maintenance Fee
$5 or less, unless waived with direct deposit (NO minimum balance requirement)
Overdraft/Non-Sufficient
Fund (NSF) Fee
None
Branch access/ Telephone/ Online Banking
FREE and unrestricted
Bill Pay
FREE if available, or at least for FREE money orders
No Minimum Balance Requirement
Your checking account includes a debit card, free for everyday use.